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IMPS online casinos are becoming more frequent in India, but many Indian punters still struggle to comprehend what exactly this means for them and how they can benefit from it. IMPS or Immediate Payment Service is a unique system for transferring funds from one bank to another, available only in India.

IMPS was founded in 2010 and is owned by the National Payments Corporation of India, an umbrella organization for operating retail payments and settlement systems.

Essentially, IMPS is using the National Financial Switch network and was primarily focused only on four banks: State Bank of India, Bank of India, Union Bank of India and ICICI Bank, but has quickly become available with many others. Today, IMPS is supported by hundreds of commercial banks, 101 district and commercial banks, as well as 24 PPI. IMPS is everywhere around you, including many popular IMPS online casinos that are waiting for your deposit.

In this article, we will help you understand how gambling with IMPS looks like, how to open and manage your user account and get the most buck for your money while playing in online casinos.

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How to Use IMPS in Online Casinos?

IMPS online casino can be easily recognized by the popular grey logo featured on their website. In case you can’t find it, scroll the list of payment methods or contact customer support for more information. To play in IMPS deposit casinos, you will need to activate this service, before you make your deposit.

How to Sign Up with IMPS?

The majority of IMPS payments take place via mobile phones. This is also the most convenient way to use it, and it is accessible at all times, as you never have to wait to get home and deposit. To activate this service, certain conditions must be met:

  • You must own a smartphone, tablet or any other device that supports banking apps
  • You must have mobile banking service activated in the bank of your choice
  • Get Mobile Money Identifier (MMID) and MPIN from the bank
  • Download the mobile banking app, or use the IMPS SMS system

Once you have everything set up, you will be ready to deposit at any online casino with IMPS. Please keep in mind that the bank must verify your mobile phone number.

We have to admit how all this sounds a bit complicated, but once you figure it all out, there will be nothing stopping you from playing in your favourite IMPS casino.

How to Deposit with IMPS?

IMPS deposits are somewhat different from your regular deposit with a credit card or eWallet. First, head over to your IMPS gambling site and register. Then, enter the web address of the casino where you want to make a deposit, register and if necessary, verify your registration. And this is how you deposit with IMPS:

  • Go to the Cashier in your casino and choose to deposit
  • Select IMPS from the list of available methods
  • Connect your casino account with your IMPS account as instructed on the website
  • Type the amount you want to deposit and use the 7-digit MMID number to authorize the transaction

It may be a bit tricky to deposit, but only if you are using this system for the first time or have never deposited online before. In the end, it is very similar to all other methods that require additional verification for every payment.

How to Withdraw with IMPS?

Online casinos accepting IMPS will usually allow both depositing and withdrawing by using this method. To withdraw your winnings, go to the cashier section on your casino account. Then, click the Withdraw button (or Payout button), and select IMPS as your preferred payment method. Don’t forget to type the amount you want to transfer to your bank account.

Now, this is only true in case you have already verified your playing account. In case you didn’t, in most cases, the casino will decline your request until you do so. Considering the entire verification process is simple and straightforward, we recommend you do it before the first withdrawal request.

Minimum deposit with IMPS

The minimum deposit with this payment method will depend exclusively on the casino, and not the payment method you are using. In most IMPS online casinos the minimum deposit is anywhere between $10 and $20 or equivalent in INR. The minimum transfer supported by the IMPS is only 1 INR.

Additional Fees and Withdrawal Time with IMPS

All IMPS money transfers usually come with a fee, but the amount you will have to pay in the end highly depends on the bank you are using. Here fees for some of the most popular banks in India:

  • SBI – no fees for transactions up to Rs1,000, Rs1 + GST for transactions up to Rs10,000, Rs 2 + GST for transaction amount from Rs 10,001 to Rs 1 lakh. For more information, check out their website.
  • HDFC Bank – a flat fee of Rs 5 + GST for IMPS transaction between Re 1 to Rs 1 lakh. From Rs 1 lakh to Rs 2 lakh, the bank charges Rs 15 + GST.
  • ICICI Bank – Rs 5 + GST for IMPS transaction amount up to Rs 1 lakh. For transfers from Rs 1 lakh up to Rs 2 lakh, the bank charges Rs 15 + GST. Further information available on their website.
  • Axis Bank – Rs 2.50 + GST for IMPS transactions up to Rs 1,000, and Rs 5 + GST for transactions between Rs 1,000 and Rs 1 lakh. Transactions up to Rs 2 lakh are charged with a Rs 15 + GST fee.

We strongly suggest you check out your bank’s website for further information regarding fees, especially in case it isn’t listed here.

All transactions via IMPs are almost instant, once the casino has approved your withdrawal. Depending on the casino, it may take up to 7 working days for this to happen. Also, your casino might charge you additional handling fees.

Pros and Cons of IMPS

Not every payment method is the best choice for every punter. In case you still haven’t decided whether or not IMPs is the appropriate method for you, take a look at our list of pros and cons.

Advantages

Disadvantages

IMPS in India

IMPS is taking India by the storm. In September 2013, there were 1.02 million transactions executed via this method, but in September 2019 (only six years later), that number rose to 204.16 million. As of February 2020, this service was available at over 500 banks all across India, thus making it accessible to anyone. Also, this payment method is not only used in online casinos that accept IMPS but is also used between families, co-workers, to pay for utility bills, groceries, etc.

The number of online casinos that take IMPS is continuously on the grow, mostly because online gambling is becoming a favourite pastime for many Indians. Modern-day casino companies understand the importance of not only fast, but also safe transaction methods, so many of them added this popular method to their portfolio. The number of IMPS establishments is getting bigger every day, and what is most important, they tend to be safe, reliable, and licensed, just like this method they support.

IMPS Alternatives

Maybe you don’t have a bank account? Or you do, but you don’t want to use it in your favourite IMPS accepted online casinos. We have some good news, and most IMPS websites also support a whole plethora of payment methods to choose from. Take a look at some alternatives:

  • AstroPay voucher – a fantastic choice for everyone who doesn’t want their bank to be aware they are spending their time gambling. After all, this pastime is a private matter, and you have every right to spend your money as you like. These casino online Astropay vouchers can be bought in cash, at your local kiosk.
  • Skrill – eWallet that is not only fast but also safe. Despite the fact this payment provider charges some fees, it still allows you to withdraw your money independently from any bank as they offer debit cards as well. We reviewed top casino sites that accept Skrill deposits for our readers.
  • PayPal – as the safest payment method for online transactions, that has been available for decades, PayPal is the perfect combo of online banking and eWallet if you like playing PayPal slots online.

Top IMPS Online Casinos

So, you want to know more about IMPS casinos? To do your search for the perfect casino as fast and as simple as possible, we created a list with several great suggestions!

FAQ

Is IMPS safe and reliable to use in casinos?
IMPS is a safe and reliable payment method that is highly regulated and available, with over 500 Indian banks and financial companies. It is as safe as bank transfer and as modern as any popular eWallet. Also, IMPS as a payment bank is highly regulated in India, which makes it one of the top payment methods you can choose.
How long does it take to withdraw money from a casino with IMPS?
IMPS withdrawals are almost instant when it comes to money transfer from bank to bank, but keep in mind how total withdrawal time will highly depend on your casino and your account status. Most casinos need at least 24h to process your withdrawal request and an additional 48 hours to verify your identity in case they haven’t done it before.
Is IMPS legal in India?
IMPS is not only safe, reliable, but also legal. As a legit payment method, it is regulated and regularly tested by the Reserve Bank of India. Think logically, would any of the major banks involved with a payment system that is not legal? Not, so go ahead and use IMPS in your favourite casino.
What are the best casinos that support IMPS payments?
Some of the top casinos that support IMPs are, without a doubt, Genesis casino, 10CRIC casino, and PlayOJO casino, all with fantastic welcome bonuses and incredible gaming portfolios that can’t be matched by their competitors. We strongly suggest you read our reviews on them and decide which one suits you and your needs the best.